When a commercial business or a homeowner suffers a loss of magnitude of over $55,000, whether it be from theft, a fire, water damage, earthquake, aircraft, marine, transportation, collapse or other like incidents, it might be time to consider professional assistance, especially if past experience with an insurance company has been a challenge. A public adjuster can help in a variety of ways to recoup the loss of a homeowner and relieve you of the additional time and stress of the insurance claim process. It’s also helpful to hire a public adjuster If the insurance company has already sent one of their own adjusters out to assess the damage and you don’t agree with the quote or you’d like a balanced third party opinion.